Japan is one of Australia’s most popular travel destinations, known for its safety, incredible food, and unique culture. While Japan is generally very safe for tourists, medical costs for foreigners can be significant without the right cover.
Healthcare in Japan
Japan has a world-class healthcare system, but visitors do not have access to Japan’s national health insurance. As a foreign visitor, you will be charged at private rates, which can be very expensive.
- A simple GP consultation: $100–$200 AUD
- Emergency room visit: $500–$2,000+ AUD
- Hospitalisation (per day): $800–$3,000+ AUD
- Evacuation to Australia: $40,000–$100,000+ AUD
Specific Risks in Japan
- Earthquakes, Japan is seismically active. Check if your policy covers natural disasters.
- Skiing injuries, Niseko and other ski resorts are popular with Australians. Ski cover is often an add-on.
- Lost luggage, Japan’s rail system is excellent but bag theft at airports does occur.
What to Look for in Japan Travel Insurance
- High or unlimited overseas medical cover (Japan is expensive)
- Emergency evacuation cover
- Trip cancellation and curtailment
- Ski/snow sports add-on (if skiing)
- Travel delay cover (typhoon season July–October)
