Best rated
highest customer satisfaction
strong medical + cancellation
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
yes
Southern Cross Travel Insurance. Review the PDS before purchasing.
Best backpacker plan
long-trip cover
unlimited medical
adventure activities
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
yes
Backpacker plan, ideal for extended trips. Review PDS for duration limits.
Best budget comprehensive
low excess
unlimited medical
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
yes
1Cover is underwritten by certain Lloyd's underwriters. Review the PDS.
Best for digital nomads
flexible daily cover
app-based
travel-hacker friendly
Medical
$10,000,000
Cancellation
$25,000
Baggage
$5,000
Excess
$100
Evacuation
$1,000,000
Adventure
yes
Freely is underwritten by Mitsui Sumitomo Insurance. Review the PDS.
Best value family plan
children covered free
low excess
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
yes
1Cover Family Plan, children under 18 covered at no extra cost. Review PDS.
Best annual for business travellers
Allianz global network
trusted brand
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
no
Annual multi-trip cover. Review PDS for per-trip limits.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$25,000
Baggage
$7,500
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover is underwritten by certain Lloyd's underwriters. Estimated price — read the PDS.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best medical cover
⭐ Top Pick
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Southern Cross Travel Insurance. Estimated price — read the PDS before purchasing.
Best budget option
Medical
$10,000,000
Cancellation
$25,000
Baggage
$5,000
Excess
$100
Evacuation
$1,000,000
Adventure
Included (standard)
Freely is underwritten by Mitsui Sumitomo Insurance. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$25,000
Baggage
$5,000
Excess
$100
Evacuation
$1,000,000
Adventure
Included (standard)
Freely is underwritten by Mitsui Sumitomo Insurance. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$25,000
Baggage
$5,000
Excess
$100
Evacuation
$1,000,000
Adventure
Included (standard)
Freely is underwritten by Mitsui Sumitomo Insurance. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$25,000
Baggage
$5,000
Excess
$100
Evacuation
$1,000,000
Adventure
Included (standard)
Freely is underwritten by Mitsui Sumitomo Insurance. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$25,000
Baggage
$5,000
Excess
$100
Evacuation
$1,000,000
Adventure
Included (standard)
Freely is underwritten by Mitsui Sumitomo Insurance. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$25,000
Baggage
$5,000
Excess
$100
Evacuation
$1,000,000
Adventure
Included (standard)
Freely is underwritten by Mitsui Sumitomo Insurance. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$25,000
Baggage
$5,000
Excess
$100
Evacuation
$1,000,000
Adventure
Included (standard)
Freely is underwritten by Mitsui Sumitomo Insurance. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for frequent travellers
Medical
Unlimited
Cancellation
$5,000 per trip
Baggage
$8,000
Excess
$250
Evacuation
Unlimited
Adventure
Optional add-on
Allianz Australia Insurance Limited. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$15,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
1Cover Family Plan covers children under 18 at no extra cost. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for families
Medical
Unlimited
Cancellation
$50,000
Baggage
$10,000
Excess
$200
Evacuation
Unlimited
Adventure
Included (standard)
Cover-More is an authorised representative. Estimated price — read the PDS.
Best for adventure activities
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
Backpacker plan for extended trips. Duration limits apply. Estimated price — read the PDS.
Best for adventure activities
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
Backpacker plan for extended trips. Duration limits apply. Estimated price — read the PDS.
Best for adventure activities
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
Backpacker plan for extended trips. Duration limits apply. Estimated price — read the PDS.
Best for adventure activities
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
Backpacker plan for extended trips. Duration limits apply. Estimated price — read the PDS.
Best for adventure activities
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
Backpacker plan for extended trips. Duration limits apply. Estimated price — read the PDS.
Best for adventure activities
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
Backpacker plan for extended trips. Duration limits apply. Estimated price — read the PDS.
Best for adventure activities
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
Backpacker plan for extended trips. Duration limits apply. Estimated price — read the PDS.
Best for adventure activities
Best budget option
⭐ Top Pick
Medical
Unlimited
Cancellation
$3,000
Baggage
$5,000
Excess
$100
Evacuation
Unlimited
Adventure
Included (standard)
Backpacker plan for extended trips. Duration limits apply. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$5,000
Baggage
$3,000
Excess
$0
Evacuation
$500,000
Adventure
Included (standard)
Freely Explorer is a flexible daily plan. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$5,000
Baggage
$3,000
Excess
$0
Evacuation
$500,000
Adventure
Included (standard)
Freely Explorer is a flexible daily plan. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$5,000
Baggage
$3,000
Excess
$0
Evacuation
$500,000
Adventure
Included (standard)
Freely Explorer is a flexible daily plan. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$5,000
Baggage
$3,000
Excess
$0
Evacuation
$500,000
Adventure
Included (standard)
Freely Explorer is a flexible daily plan. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$5,000
Baggage
$3,000
Excess
$0
Evacuation
$500,000
Adventure
Included (standard)
Freely Explorer is a flexible daily plan. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$5,000
Baggage
$3,000
Excess
$0
Evacuation
$500,000
Adventure
Included (standard)
Freely Explorer is a flexible daily plan. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$5,000
Baggage
$3,000
Excess
$0
Evacuation
$500,000
Adventure
Included (standard)
Freely Explorer is a flexible daily plan. Estimated price — read the PDS.
Best budget option
Medical
$10,000,000
Cancellation
$5,000
Baggage
$3,000
Excess
$0
Evacuation
$500,000
Adventure
Included (standard)
Freely Explorer is a flexible daily plan. Estimated price — read the PDS.