Travel Insurance Comparison
Australia Travel Insurance
Compare domestic travel insurance for Australia.
Compare Australia Travel Insurance
Find the right cover for your trip. Compare plans from leading insurers below.
See All PlansNo account required · Updated regularly
We compare plans from leading insurers
Top picks for Australia
Hand-ranked plans for Australian travellers
Updated regularly · Independently reviewed · Prices shown as a guide only
- Medical: Unlimited
- Cancellation: $50,000
- Excess: $200
- Medical: Unlimited
- Cancellation: $5,000 per trip
- Excess: $200
- Medical: Unlimited
- Cancellation: $25,000
- Excess: $100
Full comparison
Compare all plans for Australia
Sort medical cover, cancellation, excess, and price in one table. Confirm details with the insurer before you buy.
| Provider / Plan | TIH Rating | Medical | Cancellation | Excess | Est. Price | Next Step |
|---|---|---|---|---|---|---|
|
Promoted Cover-More
Cover-More Comprehensive
|
Unlimited | $50,000 | $200 | $28 | Go to site | |
|
Promoted Cover-More
Cover-More Annual Multi-Trip
|
Unlimited | $5,000 per trip | $200 | $180 | Go to site | |
|
Top Pick 1Cover
1Cover Comprehensive
|
Unlimited | $25,000 | $100 | $22 | Go to site | |
|
Top Pick Southern Cross Travel Insurance
Southern Cross Comprehensive
|
Unlimited | $50,000 | $200 | $30 | Go to site | |
|
Allianz Travel Insurance
Allianz Annual Multi-Trip
|
Unlimited | $5,000 per trip | $250 | $190 | Go to site | |
|
1Cover
1Cover Family Plan
|
Unlimited | $50,000 | $100 | $65 | Go to site | |
|
Cover-More
Cover-More Family Plan
|
Unlimited | $50,000 | $200 | $72 | Go to site | |
|
Top Pick Southern Cross Travel Insurance
Southern Cross Backpacker
|
Unlimited | $3,000 | $100 | $18 | Go to site | |
|
Freely Travel Insurance
Freely Explorer
|
$10,000,000 | $5,000 | $0 | $15 | Go to site |
- Medical
- Unlimited
- Cancellation
- $50,000
- Excess
- $200
- Est. Price
- $28
- Medical
- Unlimited
- Cancellation
- $5,000 per trip
- Excess
- $200
- Est. Price
- $180
- Medical
- Unlimited
- Cancellation
- $25,000
- Excess
- $100
- Est. Price
- $22
- Medical
- Unlimited
- Cancellation
- $50,000
- Excess
- $200
- Est. Price
- $30
- Medical
- Unlimited
- Cancellation
- $5,000 per trip
- Excess
- $250
- Est. Price
- $190
- Medical
- Unlimited
- Cancellation
- $50,000
- Excess
- $200
- Est. Price
- $72
- Medical
- Unlimited
- Cancellation
- $3,000
- Excess
- $100
- Est. Price
- $18
- Medical
- $10,000,000
- Cancellation
- $5,000
- Excess
- $0
- Est. Price
- $15
How we compare plans
Our TIH Rating reflects coverage breadth, excess, price, and provider reputation. Plans are researched manually and updated regularly.
Some plans may be promoted by partners. These are clearly labelled “Promoted” and do not affect our editorial rating.
Always confirm policy details and eligibility with the insurer before purchasing.
While Medicare covers emergency medical treatment for Australian residents, domestic travel insurance can protect against trip cancellation, lost luggage, and rental car excess.
Frequently asked questions
Do I need travel insurance for this destination?
While not legally required for most destinations, travel insurance is strongly recommended to cover medical emergencies, trip cancellation, and lost luggage.
What medical cover do I need?
We recommend choosing a policy with unlimited overseas medical cover where possible. For high-cost destinations like the USA and Japan, this is especially important.
Does travel insurance cover scooter riding?
Not all policies cover scooter or motorbike riding. Always check your policy wording and declare that you plan to ride. Some insurers require a valid motorcycle licence.
When should I buy travel insurance?
Buy travel insurance as soon as you book your trip. This gives you the maximum period of cancellation cover before you depart.
What is a PDS and why should I read it?
A Product Disclosure Statement (PDS) is the full policy document that details what is and is not covered. Always read the PDS before purchasing travel insurance.