Overview
Cover-More and 1Cover are two of Australia’s most popular travel insurers for Bali trips. Both offer unlimited medical cover and solid adventure sport inclusions, but the details differ in ways that matter for your specific trip.
Medical Cover
Both policies offer unlimited emergency medical and hospital cover as standard, including emergency evacuation back to Australia. This is the most important feature for any Bali trip and both pass this test with ease.
Cancellation Cover
1Cover leads here with up to AUD $25,000 cancellation cover vs Cover-More’s $15,000. If you’re booking a longer or more expensive trip, 1Cover’s higher limit offers more protection.
Adventure Sports
Both include surfing, snorkelling, and hiking as standard. Cover-More includes a broader list of adventure activities without requiring an add-on, making it the better choice for active travellers.
Excess & Price
1Cover charges a lower excess ($100 vs Cover-More’s $200) and is typically 10–15% cheaper for a standard 10-day Bali trip. If budget is your primary concern, 1Cover is the better value.
Verdict
Choose Cover-More if you want the broadest adventure sport cover and a highly rated claims team. Choose 1Cover if you want lower upfront cost and a higher cancellation limit. Compare both on Travel Insure Hub to see live quotes for your trip dates.
