Compare Bali Travel Insurance
Find the right cover for your trip. Compare plans from leading insurers below.
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Top Picks: Best Bali Travel Insurance
Our team manually reviews and rates plans for Bali. Here are the top picks based on medical cover, cancellation, excess, and value.
- Medical: Unlimited
- Cancellation: $2,500
- Excess: $200
- Medical: Unlimited
- Cancellation: Unlimited
- Excess: $200
- Medical: Unlimited
- Cancellation: Unlimited
- Excess: $200
Compare All Bali Travel Insurance Plans
Compare plans side by side. Prices are indicative and may vary based on age, trip duration, and optional extras.
| Provider / Plan | TIH Rating | Medical | Cancellation | Excess | Est. Price | Next Step |
|---|---|---|---|---|---|---|
|
Top Pick Southern Cross Travel Insurance
International Comprehensive – Single Trip
|
Unlimited | $2,500 | $200 | From $57.13 | Go to site | |
|
Top Pick Cover-More Travel Insurance
Comprehensive – Single Trip
|
Unlimited | Unlimited | $200 | From $72.45 | Go to site | |
|
Top Pick Allianz Travel Insurance
Comprehensive – Single Trip
|
Unlimited | Unlimited | $200 | From $68.20 | Go to site | |
|
FastCover Travel Insurance
Comprehensive – Single Trip
|
Unlimited | Unlimited | $200 | From $63.50 | Go to site | |
|
Medibank Travel Insurance
Premium – Single Trip
|
Unlimited | Unlimited | $200 | From $79.00 | Go to site | |
|
InsureandGo
Gold – Single Trip
|
Unlimited | $5,000 | $200 | From $49.90 | Go to site |
- Medical
- Unlimited
- Cancellation
- $2,500
- Excess
- $200
- Est. Price
- From $57.13
- Medical
- Unlimited
- Cancellation
- Unlimited
- Excess
- $200
- Est. Price
- From $72.45
- Medical
- Unlimited
- Cancellation
- Unlimited
- Excess
- $200
- Est. Price
- From $68.20
- Medical
- Unlimited
- Cancellation
- Unlimited
- Excess
- $200
- Est. Price
- From $63.50
- Medical
- Unlimited
- Cancellation
- Unlimited
- Excess
- $200
- Est. Price
- From $79.00
- Medical
- Unlimited
- Cancellation
- $5,000
- Excess
- $200
- Est. Price
- From $49.90
What to Know Before Buying Bali Travel Insurance
Why you need travel insurance for Bali
Bali is one of the most visited destinations in the world, but medical costs for tourists can be significant. Private hospital treatment, emergency evacuation, and flight cancellations can run into tens of thousands of dollars.
What does Bali travel insurance cover?
- Emergency medical expenses: Hospital treatment, surgery, and emergency evacuation back to Australia.
- Trip cancellation: Reimbursement if you need to cancel due to illness, injury, or other covered events.
- Baggage and personal effects: Cover for lost, stolen, or damaged luggage.
- Travel delays: Compensation for meals and accommodation when flights are significantly delayed.
- Personal liability: Cover if you accidentally injure someone or damage property.
Bali-specific risks
- Scooter accidents: Many policies exclude scooter injuries unless you hold a valid motorbike licence. Check your policy’s motor vehicle clause.
- Adventure activities: Surfing, rafting, and volcano trekking may need an activities add-on.
- Medical facilities: Serious cases are often transferred to Singapore or Darwin — evacuation cover is essential.
- Volcanos: Some policies exclude cancellation or evacuation due to volcanic activity. Read the policy wording.
How much does Bali travel insurance cost?
A single-trip comprehensive policy for one adult typically starts from around $40–$80. Costs rise for older travellers and longer trips. Annual multi-trip policies offer better value for frequent travellers.
Frequently Asked Questions
Do I need travel insurance for Bali?
You are not legally required to have travel insurance to enter Bali, but it is strongly recommended. Emergency medical evacuation alone can cost over $50,000.
Does travel insurance cover scooter riding in Bali?
This varies by policy. Many insurers cover scooter injuries only if you hold a valid licence. Some exclude scooters entirely. Always read the motor vehicle clause before riding.
When should I buy travel insurance for Bali?
As soon as you book your trip. Buying early means you are covered if you need to cancel before departure.
What is the excess on Bali travel insurance?
Excess amounts typically range from $0 to $250 depending on the plan. Check the comparison table above for amounts across plans.
Does Bali travel insurance cover COVID-19?
Many insurers now offer COVID-19 cover as standard or as an add-on, including trip cancellation if you test positive before departure and medical expenses while travelling.
How we compare plans
Our TIH Rating reflects coverage breadth, excess, price, and provider reputation. Plans are researched manually and updated regularly.
Some plans may be promoted by partners. These are clearly labelled "Promoted" and do not affect our editorial rating.
Always confirm policy details and eligibility with the insurer before purchasing.